Abstract: according to the third party statistics, as of November 30th, P2P industry this year, a total of 85 cases of financing, the amount of financing more than 12 billion yuan; and in 2014 the P2P industry financing case for 44, 2015 growth of 93%, in 2014 the annual financing scale is only 4 billion 700 million yuan, an increase of 157% in 2015.
it is the end of the year, at the P2P industry this year, can be said to be happy and sad are accounted for. The worry is that the risk of extreme events is difficult to eradicate, it is difficult to eliminate an evil member of the herd is like; P2P industry was finally approved by the state, a number of favorable policies have been introduced, indicates that the industry prospects can be expected, this not only greatly encouraged practitioners, more capital into the bureau is attracted more and more.
according to third party statistics, as of November 30th, P2P industry this year, a total of 85 cases of financing, the amount of financing more than 12 billion yuan; and in 2014 the P2P industry financing case for 44, 2015 growth of 93%, in 2014 the annual financing scale is only 4 billion 700 million yuan, an increase of 157% in 2015. Thus, the momentum of development of the P2P industry is different from the past, the capital of the industry’s enthusiasm is even more than ever before.
1, the largest single platform financing
in March 16th, about 250 million of bad debts of the media conference, Zheng Xigui Lu Jin, vice president of association, in addition to responding to guarantee the pool of funds and other questions, but also incidentally released a rather heavy news that Lu Jin has received a $3 billion capital injection, and will be in a one-time place. Subsequently, Ji Kui also publicly confirmed the news, he also said the money is mainly used to expand the asset side, in addition to develop credit assets outside the financial products. Lu Jin backed peace group since March 2012, the development of the road will be smooth sailing. First, in the whole industry in order for customers is difficult, expensive and was off when Lu Jin complain incessantly, easily with 18 million registered users and more than 2 million active users in the P2P industry investment, oligopoly position. Second, into the second half of this year, a sudden shortage of assets almost swept the entire P2P industry, more than 90% of the platform are faced with increasingly scarce high-quality assets, asset quality continued to increase the difficulty of development dilemma, and Lu Jin is by virtue of the advantages of resources and richly endowed by nature more forward-looking strategic vision, easily broken assets trapped. According to public information, in September 15th, Lu Jin began to enable the new domain name lu.com, the official force of the construction of the Internet financial ecosystem. In addition to cooperation with domestic financial institutions launched funds, information management, real estate finance, banking and other products, the next step will be docking with Lending Club as the representative of the overseas well-known P2P companies to introduce overseas high-quality financial products. Visible Lu Jin’s ambitions visible, in the most.